Frequently Asked Questions About Business Insurance

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FAQs About Business Insurance

The licensed insurance agents and staff members of Chancellor Insurance Agency, Inc. of Parkersburg, WV have compiled the following list of frequently asked questions (FAQs) and answers to help you better understand some of the most pressing concerns that you may have. With over 75 years of combined professional experience in the insurance industry and over 150 years offering continuing service to the communities that we serve, we want you to know that we are dedicated to helping you understand how your business can benefit from a stable business insurance policy backed by strong carriers. We believe that you will best be able to make the most appropriate decisions for your company with access to relevant information.



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Am I Paying Too Much for Workers’ Comp Insurance?

Q: Am I paying too much for workers’ compensation (workers’ comp) insurance?
A: There is a very good chance that you are being overcharged for your workers’ comp coverage if your policy is with another insurer. Over 50% of all businesses are being significantly overcharged for this essential coverage. At Chancellor Insurance Agency, Inc., we can help you lower your risks and drastically reduce your workers’ comp insurance costs.

Q: Why should I be concerned with getting my employees back to work following a work-related injury?
A: Employers in most states are eligible for a 70% discount for the injury on their experience mod if employees return to work prior to the onset of lost wage payment benefits.

Ensure That You Are Receiving the Best Price & Coverage

Q: How can I be sure that I am receiving the best price and adequate coverage to protect my business?
A: The optimal way to ensure that your business is properly safeguarded against losses at the best possible rate is to contact our experienced, licensed insurance agents. With over 75 years of dedicated service to the oil and gas industry, we are able to determine precisely which coverage options are worth pursuing. By eliminating unnecessary coverage, we will help you dedicate your resources most efficiently.

Chancellor Insurance is a Full-Service Agency

Q: Do you serve the insurance needs of individuals?
A: Yes. Chancellor Insurance Agency, Inc. offers full service insurance services for individuals and businesses of all types in addition to our dedicated oil and gas commercial insurance department. We offer insurance products for personal needs including auto, homeowners, and renters insurance.

For answers to your questions, please contact the dedicated staff members of Chancellor Insurance Agency, Inc. We have been serving your comprehensive insurance needs for over 150 years and strive to offer each customer the personalized attention and high-quality insurance products that you require to rest assured that your assets are protected securely throughout our entire service area. Call (304) 422-3563.